Can bc/bs deny my sons dental claim?!


Question: Can bc/bs deny my sons dental claim.?
My son had a crown put on his tooth a couple days after he was put on my husbands insurance...My son was on my insurance and i started a new job so therefore i changed to my husbands insurance, but there was NO lapse in coverage...mine insurance ended oct 1st and my husbands started oct 1st.?.?.?.?plz someone tell me whether or not i owe this.?.?.?Health Question & Answer


Answers:
The waiting period does apply, because you switch insurance companies and even if you did not switch companies you switched primaries meaning it was 2 different policies, Im sorry but if there was a waiting period you owe the moneyHealth Question & Answer

I don't think anyone here can honestly answer this without knowing if your husband's insurance actually covers crowns.

Certainly if the claim is being denied, they are stating a reason (lapse in coverage, pre-existing condition, no pre-authorization, etc). You'll need to understand the root cause, and challenge them if they are incorrect. If necessary get your husband's benefits group at work involved.Health Question & Answer



The consumer health information on youqa.cn is for informational purposes only and is not a substitute for medical advice or treatment for any medical conditions.
The answer content post by the user, if contains the copyright content please contact us, we will immediately remove it.
Copyright © 2007-2012 YouQA.cn -   Terms of Use -   Contact us

Health Q&A Resources