Individual health/dental insurance...?!


Question: Individual health/dental insurance....?
I am 20 years old and on my step-father's insurance plan. However, he seems to change jobs every 6 months so I CONSTANTLY either a) have no current insurance, or b) am in a waiting period so I cannot receive services.

I know nothing about insurance but would it be reasonable for me to get on an individual plan for myself.? Although that's not what I would like to do ideally, I'm sick of not being able to go to the doctor or get yearly dental cleanings. I also need to go to an Orthodontist which I know often isn't covered by insurance, but I could deal with that when the time comes.

I'm a student and I don't have a job with benefits so what exactly would be the best option to look into.?Health Question & Answer


Answers:
Call a local agent. The policies available depend on where you live. An experienced agent can narrow down your options to one that best fits your needs, and that you can afford in just a few minutes. Avoid the online shopping, there is just simply too much information, and too many scams to watch out for. also, be open minded about an HSA type of policy. For more info about HSA's see link below.

I am a strong advocate of individual policies VS group polices because they cost less and you own it, not your employer. With an individual policy you cannot be singled out for a rate increase, nor can you be canceled because of your claims experience.
Don
http://mtnhealthinsurance.comHealth Question & Answer

I would strongly encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up over 5 years ago now when I was in college and needed something affordable, they have saved me thousands since. From deep cleanings, xrays, fillings..etc. all services are included in this very affordable plan. Orthodontist and cosmetic surgery are also included. They even had my benefits active in 2 hours and was able to use them the very same day. hope this helps...Health Question & Answer

I'm 18 years old and living on my own. I work for a company that offers dental plans for people. Its only $2 a week for your entire family or you individually soooo its really affordable. If you're interested, you should email meHealth Question & Answer


possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/fre... is the resource i have ever had good experience.
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