what is the penalty of not taking Medicare D?!
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No drug coverage. Medicare no longer covers most Rx drugs except on part D. Some drugs were moved to part B which makes the patient responible for 20% of the cost. That includes chemo. In New York you had to sign up with a part d plan by 1/06 or they slammed you onto one. Shop around! They are not created equal. Find out if they are just a part d plan or are they a health insurance that is also a part d provider. Assume nothing.
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The big threat is if you don't sign up for it now it will cost you more later. They aren't given specifics as to how much.
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