unexpected surgery paying small amounton bill letter says if not paid in full sm!
Question: I had to have some cysts removed from my ovaries. When the doctor got inside I had to have a appendectom and had to have some infection on my bowl removed. My doctor could not perform this so they had to call in another doctor. I wrote all my medical bill person and told them I would be paying a small amount each month but they sent a letter saying if i didn't pay in full they would turn it over to small claims court> I need to know i anyone else has had this happen and what i can do
Answers:
Honestly, its better you consult a specialist to find out what's best for you. I really want to help but I don't think I can give better answers than specialist do. Sorry.
good luck
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Other Answers:
as long as you are trying to pay something on the account there is not anything that they can do all that they are trying to do is to get you to pay it in full.been through this before myself.
Keep the letter they sent to you, and send them a registered letter advising them that you are not able to pay in full and request a payment plan. Keep a copy of that letter for yourself. If they take you to small claims court, which they are very unlikely to do, you are NOT liable because you have tried to make arrangements to pay the debt. I've been through that before with chemotherapy. It took me a year to pay it off and I recieved the same threats. Also, NEVER pay in cash. Always pay by check, money order, or credit card. This way you can prove exactly how much you paid and when you paid it. Also, this can not legally be placed on your credit report. I suggest you speak with an attorney if they continue to harass you.
As long as you are paying something there is nothing they can do. I agree that you should send them a registered letter stating that you plan to pay so much until paid. Also in that letter tell them to stop harassing you by letter or phone.
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